KBZPay Personal Loan

KBZPay Personal Loan offers customers a convenient way to obtain a loan with a flexible monthly payment plan suited to them. Take care of what’s really important without having to worry about your short term financial needs.


Fully online application with no paper forms

Fast Approval Time
Easy Repayment

Spend on things you actually need, pay back to KBZ in installments later

Straight To Your Wallet

Cash in your mobile wallet immediately after approval



Open or download the KBZPay app *Make sure you are upgraded to a L2 customer to apply the Personal Loan

Required Documents

  • Ward Recommendation (within three months)
  • Minimum monthly salary of 500,000 Ks
  • Electricity Bill (for last month)
  • Pay Slip for last three months (or) HR Recommendation within one month
  • NRC(Front and back)
  • Bank Passport(Cover and last transaction Page) /Bank Statement
  • Selfie photo from your registered address (this will be done in application process)


  • Salaried Employee
  • Minimum monthly salary of 500,000

Additional Benefits

  • Quick and easy application
    via Mobile wallet
  • Up to 10,000,000Ks
  • No guarantor
  • Flexible repayment tenor (12 months/18 months/24 months/36 months)

Rates and Fees

  • 14.5% p.a
  • No Form Fees

For more inquiries, please contact our Call Center 3211 or via email: [email protected]