“KBZPay is a digital wallet or purse that is stored in an app on your phone. Aside from being able to store money, KBZPay app allows you to make purchases at shops and other places through QR Codes, send and receive money, or even withdraw physical cash through authorised agents. You can also opt to link your KBZ bank account with KBZPay app to make cashless payments anytime, anywhere the app is accepted. An agent refers to a person officially contracted by KBZ Bank to provide agent banking services on the Bank’s behalf – these services can include sign-up, support, cash-in/cash-out, transfer and more. KBZPay app can be downloaded on Google Play Store or Apple App Store or at www.kbzpay.com