Buy Goods at Medicare & Enjoy Digital Scratch Card Discount Coupons – Terms & Conditions

  1. “Pay with KBZPay QR at any Medicare outlet and enjoy QR payment Discount Coupons” Campaign period is from September 18, 2021to October 18, 2021.
  1. “The purpose of Pay with KBZPay QR at any Medicare outlet and enjoy QR payment Discount Coupons” Campaign is for level 1.5 and 2 KBZPay Customers can enjoy Buy Goods Coupons by making QR payment at any Medicare store outlets. 
  1. Customers can earn digital scratch cards by using  QR payment amounts of over 500 MMK at any Medicare store. After finishing the QR payment, Customer will receive a push message that Customer gets the chance to get a scratch card, then, Customer needs to log in the Campaign page to scratch the card and get the Buy Goods Discount Coupon.
  1. There are six types of Buy Goods Discount Coupon : 100 MMK Coupon / 150 MMK Coupon / 200 MMK Coupon / 300 MMK Coupon / 500 MMK Coupon / 7000 MMK Coupon. Those Coupons can be seen at “My Coupon” under My profile in KBZPay application. 
  1. One Coupon can be used for one purchase only.  Participants cannot collect the Coupons and use them for one purchase. For example, if the Customer wants to use 500 MMK Buy Goods Discount Coupon, the purchase amount should be more than 500 MMK. 
  1. Customers can get the chance to earn digital scratch card 3 times in a day,
  1. Customers can access the Campaign page via in-app home page banner, official account ( for 5.x version users) and In-app notification ( for 3.x version users). 
  1. Coupons will expire after 7 days of receiving those Coupons, and can be used at any Medicare outlet. 
  1.  The digital scratch-card opportunities obtained by the user during the activity will not be expired until the end of the activity. The digital scratch-card opportunities obtained each day can be accumulated. For example, the user gets digital scratch cards on the first day and then gets another digital scratch cards on the second day, after that Customer can scratch one time for all accumulated cards. 
  1. During this Campaign period, KBZPay  Customers will be entitled to enjoy benefits stated in these terms and conditions, which will expire at the end of this Campaign period. Notwithstanding the Clauses herein, Customers can enjoy the Coupons within 7 days as stated in Clause 9, if the Customer received the Coupons on the last day of Campaign.
  2. KBZ employees will not contact participants in the Campaign to ask for OTP, PIN or Account information of Customers participating in this Campaign.
  3. KBZPay Customers are strictly forbidden to cheat in any other form or manner during  this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.
  4. Any dispute arises between the KBZPay Customers and KBZPay, if any, will be at the sole discretion of KBZ.
  5. Customers shall not be entitled to any indemnity as a result of such unilateral cancellation and / or on variation in these terms and conditions.
  1.  KBZ reserves the right, at any time, for any reason and without any prior notice, to terminate and/or  cancel and/or vary its benefits or features, and/or vary, add to or delete any of the terms and conditions.
  1. All normal KBZPay terms and conditions apply.
  2. These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
  3. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves.