“Enjoy Discounts by traveling with Ngu War Mini App” Campaign Terms and Conditions

  1. “Enjoy Discounts by travelling with Ngu War Mini App ” Campaign that takes place from 15th July 2024 to 31st July 2024.
  2. In order to participate in this Campaign, KBZPay Customers need to be KBZPay Level 2 and if KBZPay Level 1 and KBZPay Level 1.5 Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to KBZPay Level 2 successfully. Moreover, KBZPay application version has to be 5.5.0 and above.
  3. The purpose of this Campaign is for KBZPay Level 2 Customers to purchase any amount of travel ticket at Ngu War Mini App under Mini Apps of KBZPay and get 1,000 Ks discount per seat upon purchasing travel tickets. 
  4. There is no minimum amount limit or limitation on available discounts per day in order to get a discount.
  5. Discount  is not available for the other payments aside from payment at Ngu War  Mini App under Mini Apps of KBZPay.
  6. Discounts will be received directly upon check out. 
  7. During this Campaign period, KBZPay Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period.
  8. If there any issues arise between the Customer and Ngu War such as changing the date and time of tickets purchased by the Customer, cancellation and/or refunds, such issues will be dealt with by the Ngu War and Customer, and Ngu War’s decision is final.
  9. Customers can participate in this Campaign via KBZPay app banners, notifications, and KBZPay Official Account articles.
  10. KBZ employees will never ask the participants in the Campaign for OTP, PIN, or KBZPay Account information.
  11. Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.
  12. In the event of any dispute arising between KBZPay Customers and KBZ regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ without any prejudice to the statutory rights of the Customer.
  13. KBZ, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
  14. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice. 
  15. All normal KBZPay Terms and Conditions and Ngu War Mini App Terms and Conditions  shall  apply.
  16. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
  17. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
  18. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.

Announcement for the availability to deposit money every Saturday at designated KBZ Bank branches.

No.Branch NameAddressEffective Date
1PAKOKKUNO.(6), INDEPENDENT ST,,(8) QTR, PAKOKKU TSP, MAGWE.6th July 2024
2MYITKYINANO.(18), CORNER OF STATION ST & KHAYAYPIN ST,,MYOMA (EAST) QTR, MYITKYINA, KACHIN.6th July 2024
3BAMAW NO.(33), BOGYOKE ST,,THAZI (WEST) QTR, BAMAW, KACHIN.6th July 2024
4MEIKTILANO.(MA/236), YGN-MDY MAIN RD,WARTEN ST,,WARTEN WARD, MEIKTHILA, MANDALAY.6th July 2024
5MAGWE NO.(464/465), PYITAWTHAR ST,,YAN MYO AUNG WARD, MAGWE.6th July 2024
6AMARAPURANO.(117), BLOCK.(597), OHE TAW QTR, YAETWIN NYINAUNG WARD, SAG-MDY MAIN RD,,AMARAPURA TSP, MANDALAY.6th July 2024
7PYINOOLWIN (2)NO.(65-66), MDY-LSO MAIN RD, (3) QTR, ,PYINOOLWIN, MANDALAY.6th July 2024
8AUNGLANNO.(275), CORNER OF PYAY ST & 13 ST, TAYAWGONE WARD,,AUNGLAN TSP, MAGWAY.6th July 2024
9MANDALAY - 20NO(55), EAST OF THIRIHAYMAR QTR,26 ST, BETWEEN 88 and 89 ST , CHANAYETHARZAN TSP, MANDALAY DIVISION,6th July 2024
1073 STREET(MDY24)NO.5, 73 STR, BETWEEN 29 AND 30 ST, AKWAT NO. 738,,PAT KONE WINKYIN QTR, CHAN AYE THAR ZAN TSP, MANDALAY DIVISION 6th July 2024
11SAGAING-2(YWAR HTAUNG)UPAING NO(F-197), AKWAT NO.(811/ WEST YWAHTAUNG), YWAHTAUNG QT, ,SAGAING, SAGAING DIVISION6th July 2024
12MDY40(INDUSTRIAL ZONE-1)NO(9+22), (62)ST, BETWEEN THAKHINPHOEHLAKYI RD & SANPYA RD,,ZA QTR, PYIGYITAKHUN TSP, MANDALAY DIVISION6th July 2024
13MANDALAY 41-MANMYO MARKETNO(99/A), AKWAT NO(534), CORNER OF (38 & 84)ST,,WEST YADANAR BONMI QTR, MAHARAUNGMYAY TSP, MANDALAY DIVISION6th July 2024
14MANDALAY-46 MAWYAGIWANo(33-Gha), Plot No(710), (74)St, (31×32)St, Mawragiwar Qtr,Chanayetharsan Tsp, MDY.6th July 2024
15MONYWA BRANCH-5IN FRONT OF SHWETAUNG OIL STATION, KWAE GYI QTR, MONYWA,SAGAING DIVISION,KWAE GYI QTR, MONYWA,SAGAING DIVISION6th July 2024
16TAUNGGYINO.154,BOGYOKE AUNG SAN ROAD,,LANMADAW QTR,TAUNGGYI13th July 2024
17LASHIONO.GA/12/1, CORNER OF BOGYOKE ST and THAZIN ST,,LASHIO13th July 2024
18AUNGBANNO-47.PYI HTAUNG SU MAIN RD,4 QTR,AUNGBAN13th July 2024
19TACHILEIKNo(3,4,13,20,29),Bogyoke Aung San Road,Mae Khaung Quarter,,TARCHILAKE Township13th July 2024
20KENGTUNGNO(14),KYAING LANN(1) ST,,(2) QTR,KYAING TONG TSP.13th July 2024

KBZPay Market  “Market Mega Sale” Campaign Terms and Conditions

  1. “Market Mega Sale” Campaign will be started from 25th June 2024 till 4th July 2024. The delivery coverages that are eligible for this Campaign are the whole country of Myanmar.
  2. In order to participate in this Campaign, KBZPay Customers need to be Level 2 and if Level 1 or Level 1.5 Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to KBZPay Level 2 successfully.
  3. The purpose of this Campaign is to provide special discounts and enjoy free shipping for KBZPay Customers using KBZPay Application version 5.1 and above who purchasing from Merchants and making payment with KBZPay.The Customers need to upgrade their KBZPay Application to the 5.1 version and above.
  4. Market Mega Sale offers special activities such as “Market Hour”, free delivery for the orders with minimum purchase amount of 30,000 MMK on 26th June 2024 from 6PM to 9PM, 3rd July 2024 from 6PM till 9PM, daily first 200 orders on those days will be eligible for Free Delivery with 30,000 MMK minimum purchase on KBZPay Market. The maximum delivery fee for free delivery is 2,500 Kyat. If the delivery fee exceeds 2,500 Kyats, the Customer has to pay the remaining exceed delivery fee. And there will be a “Hottest Deals in Town” program during the Campaign period.
  5. In the KBZPay Market’s Market Mega Sale, “Hottest Deals in Town” activity will be held one (1) times during this Campaign period. The “Hottest Deals in Town” activity will be held on 25th June 2024 8:00PM. The “Hottest Deals in Town” Coupons code validity date and duration of the “Hottest Deals in Town” is from 25th June 2024 8:00 PM till 4th July 2024 24:00 PM. The Coupon code of the products can be used only once per Customer with limited numbers of Coupon codes. Customers are not eligible to use the Coupon codes more than one time.
  6. The Coupon received by the Customer can be used in purchasing from Merchants on the KBZPay Market and the Customer’s purchase amount must be more than the Coupon amount.
  7. Customers can purchase the products from the selected Merchants via KBZPay Market from KBZPay App mini icon, KBZPay Home page banner, KBZPay Market Facebook, Viber, and KBZPay Market Official Account (5.1 version and above) for the “Market Mega Sale”.
  8. The products included in the Campaign may be limited in quantity and Customers need to purchase immediately. KBZPay will not be considered as successfully purchasing a Customer’s order without sending an order confirmation from KBZPay to the Customer and these orders can be canceled by the Merchant at any time. KBZPay will not be responsible for the delivery of these orders to the Customer.
  9. KBZPay Market is the marketplace where Merchants can manage their own stores. The cancellation that happens from the Merchants’ side will not take any responsibility from KBZ. However, KBZPay Market will take action against the Merchant who cancels without reasonable or credible reason and other bad behavior based on the rules and regulations set by the KBZPay Market.
  10. The Customer acknowledges and agrees that KBZ shall not be liable to the Customer or any third party for any discontinuation, technical errors, or inability to access the Services provided to the Customers under this Campaign.
  11. KBZPay and Merchants will endeavor to deliver the products within the specified delivery timeline for the purchased products of Customers who purchased from the specified townships, however, KBZPay and Merchants will not be liable if Merchants cannot deliver the products to the Customers due to force majeure events beyond the control of the KBZPay and Merchants.
  12. KBZPay and Merchants shall have the right to return the products that cannot be delivered on time to the Customer due to force majeure events beyond the control of KBZPay and Merchants at any reasonable time or to refund the Customers for such products, at the discretion of KBZPay and Merchants.
  13. If there is a problem related to cancellation, return, fraud case, and unqualified products, the Customer must submit to the Merchant through KBZPay Market within 48 hours after receiving the products. The Merchant shall be responsible for the exchange or refund of the products which need to be exchanged. If there is a dispute about the products between the Merchants and Customers, the Merchant decision will be final.
  14. During this Campaign period, KBZPay Application 5.1 and above version KBZPay Level 2 Customers will be entitled to enjoy benefits stated in these Terms and Conditions until the termination or at the end of this Campaign, and all benefits stated in these Terms and Conditions will be expired at the termination or the end of this Campaign.
  15. KBZ employees will not contact participants in the Campaign to ask for OTP, PIN, or Account information of Customers participating in this Campaign.
  16. KBZPay Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.
  17. In the event of any dispute arising between KBZPay Customers and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZPay without any prejudice to the statutory rights of the Customer.
  18. KBZPay, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and/or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
  19. The Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
  20. All normal KBZPay Terms and Conditions and Terms and Conditions of the Merchants apply.
  21. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
  22. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
  23. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.

“Travel with Elite Express Mini App and Get Cashback” Campaign Terms and Conditions

  1. “Travel with Elite Express Mini App and Get Cashback” Campaign takes place from 29th June 2024 to 14th July 2024.
  2. In order to participate in this Campaign, KBZPay Customers need to be KBZPay Level 2 and if KBZPay Level 1 and KBZPay Level 1.5 Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to KBZPay Level 2 successfully. Moreover, KBZPay application version has to be 5.5.0 and above.
  3. The purpose of this Campaign is for KBZPay Level 2 Customers to purchase the any amount of travel ticket at Elite Mini App under Mini Apps of KBZPay and win 3,000 Ks cashback (Only daily limited Cashback will be available). 
  4. There is no minimum amount limit in order to get cashback.
  5. Campaign is not available for the other payments aside from payment at Elite Express Mini App under Mini Apps of KBZPay.
  6. It will be eligible for cashback only for their first payment in a day and every KBZPay Customer can participate one time per day during the Campaign period. However, there is a limited amount of cashback for each day, so if the Cashback amount exceeds that limit, the Customer won’t be able to get a Cashback.
  7. Cashback will be credited directly to KBZPay wallets of eligible Customers in this Campaign. The Cashbacks credited timeline may be varied in the event outside the control of KBZ.
  8. During this Campaign period, KBZPay Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period.
  9. Customers can participate in this Campaign via KBZPay app banners, notifications, and KBZPay Official Account articles.
  10. KBZ employees will never ask the participants in the Campaign for OTP, PIN, or KBZPay Account information.
  11. Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.
  12. In the event of any dispute arising between KBZPay Customers and KBZ regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ without any prejudice to the statutory rights of the Customer.
  13. KBZ, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
  14. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice. 
  15. All normal KBZPay Terms and Conditions and Elite Express Terms and Conditions  shall  apply.
  16. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
  17. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
  18. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.

“Pre-order and Pick Up from 47 F&B Group Mini App with 15% Discount via KBZPay” Campaign Terms and Conditions

  1. Pre-order and Pick Up from 47 F&B Group Mini App with 15% Discount via KBZPay” Campaign takes place from June 11th 2024 to June 24th 2024.
  2. In order to participate in this Campaign, KBZPay Customers need to be KBZPay Level 2 and if KBZPay Level 1 and KBZPay Level 1 Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to KBZPay Level 2 successfully. Moreover, KBZPay application version has to be 5.5.0 and above.
  3. The purpose of this Campaign is for all KBZPay Level 2 Customers to pre-order their favorite meals at Olive and Twist, Burma 47, Chinese 47,  TORA, Thai 47 (Helpin), Chapter 8, Pinlon House, Thai 47 (Kyauk Kone) and Thai 47 (Downtown), which are under 47 F&B Group Mini App under Mini apps of KBZPay and pick up the order and enjoy 15% off discount. 
  4. There is no minimum amount limit in order to get discounts. During the Campaign period, anyone who pre-orders and picks up from 47 F&B Group Mini App under Mini Apps of KBZPay will get a 15% discount. This Campaign is for pick up only.
  5. Campaign is not available for the other payments aside from payment at 47 F&B Group Mini App under Mini Apps of KBZPay. Any dispute regarding a pick up  of meals ordered by the Customer such as time changes, cancellation, and refunds, must be contacted directly to 47 F&B and will be settled by 47 F&B’s Terms and Conditions.
  6. During this Campaign period, KBZPay Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period.
  7. Customers can participate in this Campaign via KBZPay app banners, notifications, and KBZPay Official Account articles.
  8. KBZ employees will never ask the participants in the Campaign for OTP, PIN, or KBZPay Account information.
  9. Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.
  10. In the event of any dispute arising between KBZPay Customers and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ without any prejudice to the statutory rights of the Customer.
  11. KBZ, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
  12. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice. 
  13. All normal KBZPay Terms and Conditions and shops under 47 F&B Group Mini App Terms and Conditions  shall  apply.
  14. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
  15. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
  16. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.

Terms and Conditions of “Win Prizes with International Remittance on KBZPay” Campaign

  1. KBZPay “Win Prizes with International Remittance on KBZPay” Campaign takes place from 7th June 2024 to 7th July 2024.
  2. Only KBZPay Level 2 Customers are eligible to participate in this Campaign. KBZPay Level 1 and Level 1.5 Customers need to upgrade to Level 2 first successfully and new Customers must be registered as KBZPay Level 2 Customer successfully to participate in this Campaign.
  3. The purpose of the Campaign is for KBZPay Level 2 Customers to receive any amount of  international remittance on KBZPay and get a chance to spin the Spin Wheel and win prizes. 
  4. Every time Customers receive an international remittance in any amount on KBZPay during this Campaign, they will receive one (1) chance to spin the Spin Wheel. 
  5. There is no limit to the number of chances a Customer can get from receiving international remittance during this campaign. 
  6. The Cashback and Coupon included in the Spin Wheel are as follows;
    • 100,000 Ks Cashback
    • 5,000 Ks Cashback
    • 1,000 Ks Cashback 
    • 500 Ks Top-up Coupon
    • 200 Ks Top-up Coupon
    • Thank You!
  7. After successfully receiving international remittance and a chance to spin the Spin Wheel, Customers have the right to spin the Spin Wheel at any time during the  Campaign period. Customers are required to utilize their Spin Wheel chancess during the Campaign period as these Spin Wheel chancess received by the Customer will automatically expire upon the end of the Campaign.
  8. Customers will be notified through their KBZPay when they get a chance to spin the Spin Wheel upon receiving the international remittance, and the Customers can access and spin the wheels through their KBZPay Campaign Page.
  1. Customers will be able to see how many chances they have on the Campaign page of KBZPay during this Campaign.
  2. Customers will be able to check their Top-up Coupons in “My Coupons” under “My profile”. Customers can use only one Top-up Coupon per phone bill top-up transaction. Cashback will be credited directly to the KBZPay Wallet account of eligible participants in this Campaign. The Coupons and Cashbacks credited timeline may be varied in the event outside the control of KBZ Bank.
  3. Customers need to use the Top-Up Coupons within seven (7) days of receiving them, as they will expire after this period and may no longer be usable.
  4. During this Campaign, Top-Up Coupon holders are not allowed to exchange, transfer, or exchange their prize as cash.
  5. During this Campaign period, Customers will be entitled to enjoy the benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period. Notwithstanding the Clauses herein, Customers can enjoy the Coupons as stated in Clause (11) if the Customer received the Coupons on the last day of the Campaign.
  6. KBZ employees are eligible to participate in this Campaign. 
  7. KBZ employees will never ask the participants in the Campaign for OTP, PIN, or KBZPay Account information.
  8. Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.
  9. In the event of any dispute arising between KBZPay Customers and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZPay without any prejudice to the statutory rights of the Customer.
  10. KBZPay, at any time, shall have the right to amend, or cancel, or terminate the Terms and Conditions and/or  Campaign and the benefits or features regarding this  Campaign conditionally for some reasons without giving any notice. 
  11. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this  Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
  12. The normal KBZPay ‌and International Remittance Terms and Conditions apply.
  13. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
  14. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
  15. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.

“Pay with KBZPay to win Dyson Airstriat and Cashback” Campaign Terms and Conditions

  1. “Flex with KBZPay and Feel the Dyson Airstrait” Campaign takes place from June 11th 2024 to June 20th 2024.
  2. In order to participate in this Campaign, KBZPay Customers need to be KBZPay Level 2 and if KBZPay Level 1 Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to KBZPay Level 2 successfully. 
  3. The purpose of this Campaign is for KBZPay Level 2 Customers to scan the relevant QR code at each T8 and Hair Republic branch and make a payment of 10,000 kyats or more with KBZPay to receive Cashback (Daily limited Cashback available) and received a Dyson Airstrait Straightener as a special prize.
  4. It will be eligible for cashback or Dyson lucky draws for their first payment only of 10,000 Kyats and above and every KBZPay Customer can participate one time per day during the Campaign period. However, there is a limited amount of cashback for each day, so if the Cashback amount exceeds that limit, the Customer won’t be able to get a Cashback. 
  5. During this Campaign, Cashbacks will not be available for purchases under 10,000 Kyats and pay with another payment method other than paying with scan the relevant QR code at each T8 and Hair Republic branch.
  6. Cashback will be credited directly to KBZPay wallets of eligible Customers in this Campaign. The Cashbacks credited timeline may be varied in the event outside the control of KBZ Bank.
  7. Customers will receive the random Cashback amount from 1,000 Ks to 2,500 Ks.
  8. Dyson Airstrait Straightener will be selected randomly within 10 days after the campaign ends date and the Winner of Dyson Airstrait Straightener is not allowed to exchange, transfer or exchange their prize as cash.
  9. Winner of Dyson Airstrait Straightener will be announced via blue mark Official KBZPay Facebook Page and also be reached by KBZPay via SMS. He/she can claim their prize by sending the email to [email protected] together with the confirmation SMS screenshot, name, NRC,  phone number and address. Once checked and confirmed, Customers will be shared the address where they can go and claim the prize.
  10. KBZPay Users will be notified through channels other than blue mark KBZPay Official Facebook Page and SMS sent by KBZPay, which will officially announce the Winners. KBZPay no responsibility for any issues arising from contacting alternate phone numbers and other methods.The Winners must acknowledge and agree that KBZ Bank may use the Winner’s name and phone number (not the full phone number) to announce on KBZPay Official Facebook Page and KBZPay. 
  11. Dyson Airstrait Straightener Winner is required to redeem his/her prize at KBZ’s designated place within (10) days. The Winner will not be available to claim these prizes after the deadline. KBZ will not be liable for any errors or damage in the prizes received by the Winner.
  12. During this Campaign period, KBZPay Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period.
  13. Customers can participate in this Campaign via KBZPay app banners, notifications, and KBZPay Official Account articles.
  14. KBZ employees will never ask the participants in the Campaign to ask for OTP, PIN, or KBZPay Account information.
  15. Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.
  16. In the event of any dispute arising between KBZPay Customers and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZPay without any prejudice to the statutory rights of the Customer.
  17. KBZPay, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
  1. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice. 
  2. All normal KBZPay Terms and Conditions and T8 and Hair Republic Terms and Conditions  shall  apply.
  3. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
  4. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
  5. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.

“Pay with KBZPay at Sein Gay Har” Campaign Terms and Conditions

  1. “Pay with KBZPay at Sein Gay Har” Campaign period  takes place from 22th May 2024 to 3rd June 2024.
  2. In order to participate in this Campaign, KBZPay Customers need to be Level  2 and if KBZPay Level 1 and KBZPay Level 1.5 Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to  KBZPay Level 2 successfully. 
  3. The purpose of this Campaign is for KBZPay Level 2 Customers who purchase the amount of 100,000 Ks and above by scanning KBZPay QR Code with KBZPay and win up to 30,000 Ks Reward. 
  4. During the Campaign period, if Customers make a purchase and payment through any method other than KBZPay QR Code scanning payment, Customers will not be eligible to participate.
  5. Winners will be selected on 7th June and will be announced via Blue mark KBZPay official Facebook Page and will be sent SMS directly to the  Winners’ phone  numbers.
  6. Rewards will be as below.
    • 30,000 Ks x 5 winners
    • 20,000 Ks x 10 winners
  7. Within (10) days after the announcement (excluding public holidays), rewards will be credited directly to KBZPay wallets of eligible Customers in this Campaign. The rewards credited timeline may be varied in the event outside the control of KBZ Bank.
  8. KBZPay Customers will be notified through channels  blue mark KBZPay Official Facebook Page and SMS sent by KBZPay, which will officially announce the Winners. KBZPay and Sein Gay Har bear no responsibility for any issues arising from contacting alternate phone numbers and other methods.
  9. In the case of circumstances beyond KBZPay and/or merchants’ control, the Winner announcement date and the timeline for which the reward credited date may change.
  10. During this Campaign period, KBZPay Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period.
  11. KBZ employees will never ask the participants in the Campaign  for OTP, PIN, or KBZPay Account information.
  12. Users are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer  who is suspected to be cheating in any form and/or manner.
  13. In the event of any dispute arising between KBZPay Customers  and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZPay without any prejudice to the statutory rights of the Customer.
  14. KBZPay, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and/or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice. 
  15. KBZPay Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
  16. The normal Terms and Conditions of KBZPay and Terms and Conditions of Sein Gay Har shall also apply.
  17. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
  18. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
  19. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.

“Buy travel tickets on JJ Express Mini App and win big prizes and 30,000 Ks Coupons” Campaign Terms and Conditions

  1. “Buy travel tickets on JJ Express Mini App and win big prizes and 30,000 Ks Coupons” as Campaign period  takes place from 16th May 2024 to14th June 2024
  2. In order to participate in this Campaign, KBZPay Users need to be Level 1.5 or 2 and if Level 1 Users  want to participate in the Campaign, they will need to upgrade their KBZPay Level to  KBZPay Level 1.5 or 2 successfully. Moreover, KBZPay application version has to be 5.5.0 and above.
  1. The purpose of this Campaign is for KBZPay Level 1.5 and Level 2 Users  who purchase travel tickets from JJ Express Mini App under Mini App of KBZPay Application can win up one unit each of Samsung Galaxy A15, Samsung Galaxy  A05s, Samsung Galaxy  A05 and 50 tickets of JJ Express Mini App coupons. 
  2. During the Campaign period, if Users make a purchase and payment through any method other than JJ Express Mini App under Travel within the KBZPay Application’s Mini App, Users  will not be eligible to participate.
  3. Winners will be selected on 18th June and will be announced via LIVE at the JJ Express official Facebook Page and will be sent SMS directly to the  Winners’ phone mobile numbers.
  4. KBZPay Users will be notified through channels other than JJ Express Official Facebook Page and SMS sent by KBZPay, which will officially announce the Winners. KBZPay and JJ Express bear no responsibility for any issues arising from contacting alternate phone numbers and other methods.
  5. In the case of circumstances beyond KBZPay and/or merchants’ control, the Winner announcement date and the period for which the reward delivery date may change.
  6. During this Campaign period, KBZPay Users will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period.
  7. Users  need to use the Travel  Coupons from 16th June to 16th July 2024. Coupons will expire after 30 days and  may not be able to use after 30  days.
  8. During this Campaign, the Winners of Samsung Phones are not allowed to exchange, transfer or exchange their prizes as cash.
  9. Winners of Samsung Galaxy A15, Samsung Galaxy  A05s, Samsung Galaxy  A05 and 50 tickets of JJ Express Travel  Coupons will be reached by KBZPay via SMS. Winnerscan claim their prize by sending the message to Messenger of JJ Express Official Facebook Page together with the confirmation SMS screenshot, name, NRC,  phone number, address and screenshot of travel history. Once checked and confirmed by JJ Express, Users  will be shared the address where they can claim the prize. For the Winners of travel coupons, they can received the coupon code to redeem after the confirmation via SMS.
  10. Samsung phones Winners  are required to redeem his/her prize at KBZ’s designated place within (30) days. The Winner must come to the address specified by KBZPay  in person to collect the prize.The Winner will not be available to claim these prizes will be withdrawn by JJ Express  after the deadline. KBZ and JJ Express will not be liable for any errors or damage in the prizes received by the Winner.
  11. During this Campaign period, KBZPay Userswill be entitled to enjoy the benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period. Notwithstanding the Clauses herein, KBZPay Users can enjoy the Coupons as stated in Clause (9) and Clause (12)  if the Coupons are received on the last day of the Campaign.
  12. KBZ employees will never ask the participants in the Campaign  for OTP, PIN, or KBZPay Account information.
  13. Users are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Users  who is suspected to be cheating in any form and/or manner.
  14. In the event of any dispute arising between KBZPay Users  and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZPay without any prejudice to the statutory rights of the User.
  15. KBZPay, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and/or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice. 
  16. KBZPay User  acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
  17. The normal Terms and Conditions of KBZPay and Terms and Conditions of JJ Express shall also apply.
  18. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
  19. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
  20. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.

KBZPay QR Week Campaign Terms and Conditions

  1. KBZPay QR Week Campaign takes place on 11th, 18th, 25th May and 1st Junel 2024 (Four Saturdays).
  2. In order to participate in this Campaign, KBZPay Customers need to be KBZPay Level 1.5 or KBZPay Level 2 and if KBZPay Level 1 Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to  KBZPay Level 1.5 or KBZPay Level  2 successfully. Moreover, KBZPay application version has to be 5.1 and above.
  3. The purpose of this Campaign is for KBZPay Level 1.5 and Level 2 Customers to get a chance to open gift boxes and win rewards such as Cashbacks by making purchases at Merchants’ shops every Saturdays and Pay with KBZPay by scanning Merchant’s KBZPay QR (or) with Customer Present QR (or) manually adding shortcode of merchant’s shop (or) Own Scan (Micro Pay).
  4. It will be eligible for the first two payments of 30,000 Kyats or more, and also payments by scanning the KBZPay QR Code of the Merchant (or) with Customer Present QR (or) pay to merchant with shortcode (or) Own Scan (Micro Pay) and will randomly get a chance to open a gift box per KBZPay account in a day until the limited gift boxes remain. 
  5. One KBZPay Account can be able to receive two chances per day. Customers will be able to get their Cashback instantly and directly to KBZPay wallets of eligible Customers in this Campaign and it can be checked under “History”. Cashback rewards are
    • 500Ks Cashback
    • 800Ks Cashback
    • 1,000Ks Cashback
    • 3,000Ks Cashback
    • 100,000Ks Cashback
    • Thank you
  6. During this Campaign period, KBZPay Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period. 
  7. Customers can participate in this Campaign via KBZPay app banners, notifications, and KBZPay Official Account articles.
  8. KBZ employees will never ask the participants in the Campaign to ask for OTP, PIN, or KBZPay Account information.
  9. Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.
  10. In the event of any dispute arising between KBZPay Customers and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZPay without any prejudice to the statutory rights of the Customer.
  11. KBZ, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
  12. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
  13. All normal KBZPay Terms and Conditions and the Terms and Conditions of the Merchants’ shops apply.
  14. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
  15. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
  16. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.