1. “Cash into KBZPay with any MPU Card for 50% off service charges” Campaign period is from 16th June, 2022 to 30th June, 2022.

2. KBZPay Level 2 Customers are eligible to participate in this Campaign.

3. During the Campaign period, KBZPay Level 2 Customers will be able to cash in with any MPU card for 50% off service charges into KBZPay Wallet. 

4. KBZ shall, at its sole discretion, amend the Campaign period or terminate the Campaign without any further notice to Customer at any time when beyond the transaction limit set by KBZPay or any other reason. 

5. A Customer can cash into KBZPay by using the MPU Card maximum 1 Million MMK per day limit  according to KBZPay’s terms and conditions. (More details can be seen in KBZPay app – Limits and Fee under “My profile”).

6. In order to cash in with MPU cards, MPU cards are needed to register for e-commerce. 

7. During this Campaign period, KBZPay Level 2 Customers will be able to cash in with any MPU cards for 50% off service charges into KBZPay Wallets and will be charged normal rate at the end of this Campaign period.

8. Customers are encouraged to upgrade to the latest version of KBZPay to enjoy new experiences and get updated news of KBZPay.

9. KBZ employees will not contact participants in the Campaign to ask for OTP, PIN or Account information.

10.During thisCampaign period, KBZPay Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.

11.In the event of any dispute arising between KBZPay Customers and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZPay without any prejudice to the statutory rights of the Customer.

12.KBZPay, at any time, shall have the right to amend or cancel or terminate the terms and conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.

13.All normal KBZPay terms and conditions apply.

14.These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.

15.KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves.

16.These terms and conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between two versions, the Myanmar version shall prevail.

(To participate in the Campaign, Customers need to upgrade their KBZPay level )

1. “Cash into KBZPay with any MPU Card for 50% off service charges” Campaign period is from 14th November, 2022 to 7th December, 2022.

2. KBZPay Level 2 Customers are eligible to participate in this Campaign.

3. During the Campaign period, KBZPay Level 2 Customers will be able to cash in with any MPU card for 50% off service charges into KBZPay Wallet. 

4. KBZ shall, at its sole discretion, amend the Campaign period or terminate the Campaign without any further notice to Customer at any time when beyond the transaction limit set by KBZPay or any other reason. 

5. A Customer can cash into KBZPay by using the MPU Card maximum 1 Million MMK per day limit according to KBZPay’s terms and conditions. (More details can be seen in KBZPay app – Limits and Fee under “My profile”).

6. In order to cash in with MPU cards, MPU cards are needed to register for e-commerce. 

7. During this Campaign period, KBZPay Level 2 Customers will be able to cash in with any MPU cards for 50% off service charges into KBZPay Wallets and will be charged normal rate at the end of this Campaign period.

8. Customers are encouraged to upgrade to the latest version of KBZPay to enjoy new experiences and get updated news of KBZPay.

9. KBZ employees will not contact participants in the Campaign to ask for OTP, PIN or Account information.

10.During thisCampaign period, KBZPay Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.

11.In the event of any dispute arising between KBZPay Customers and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZPay without any prejudice to the statutory rights of the Customer.

12.KBZPay, at any time, shall have the right to amend or cancel or terminate the terms and conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.

13.All normal KBZPay terms and conditions apply.

14.These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.

15.KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves.

16.These terms and conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between two versions, the Myanmar version shall prevail.

(To participate in the Campaign, Customers need to upgrade their KBZPay level )

1. “How should you keep your KBZPay Account Safe” Campaign period is from June 14th to July 14th 2022.
2. “How should you keep your KBZPay Account Safe” Campaign objective is for KBZPay Application 5.0 and above version users to get discount coupons by answering the fraud-related questions correctly.
3. Customers can participate in this Campaign via the Campaign page or via in-app home page banner (for 5.0 and above version users). 
4. Customers can answer the 5 questions either through the Campaign page from KBZPay Application or via in-app home page banner or by clicking other people’s results shared on Social Media. Customers can view the results through KBZPay Application only.

5. Customers can only get the discount coupons if they could answer all the questions correctly and they are given unlimited attempts until they get all the answers right.
6. Customers will get the discount coupon one time only once they get all the answers right. The coupon is valid for 7 days.
7. During this Campaign period, KBZPay Customers will be entitled to enjoy benefits stated in these terms and conditions, which will expire at the end of this Campaign period. Notwithstanding the Clauses herein, Customers can enjoy the Coupon within 7 days as stated in Clause 6, if the Customer received the Coupons on the last day of Campaign.
8. During this  Campaign period, KBZ employees will not contact participants in the Campaign to ask for OTP, PIN or Account information of Customers participating in this Campaign.

9. During thisCampaign period, KBZPay Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.
10. In the event of any dispute arising between KBZPay Customers and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZPay without any prejudice to the statutory rights of the Customer.

11. KBZPay, at any time, shall have the right to amend or cancel or terminate the terms and conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.

12. All normal KBZPay terms and conditions apply.
13. These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
14. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves.
15. These terms and conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between two versions, the Myanmar version shall prevail.

(To participate in the Campaign, Customers need to upgrade their KBZPay latest version)

1. “Get 10% Cashback for Skynet DTH Packages payments in KBZPay Blue App” Campaign is from June 18th, 2022 to July 16th, 2022.

2. KBZPay Level 1, 1.5 and 2 Customers who purchase DTH Packages from Skynet through KBZPay App can get  10% Cashback during the Campaign period. Payment of Skynet DTH Packages (Monthly Packages) are eligible for the 10% Cashback and payment of SKYPREMIER HD Packages will not be eligible for this Cashback Campaign.

3. Cashback will be credited directly to KBZPay wallets of eligible Participants in this Campaign. 

4. 10% Cashback for purchasing Skynet DTH Packages can be obtained only two times per one KBZPay Account during the Campaign Period. 

5. The purpose of this Campaign is to provide 10% Cashback to Customers that use KBZPay to purchase Skynet DTH Packages. If there any issues arise between Customers and Skynet such as cancellation or refunds will be dealt with Skynet and Customer.

6. In order to participate in the Campaign, the KBZPay app version has to be 3.0.3 and above.

7. During this Campaign period, KBZPay Level 1, 1.5 and Level 2 Customers will be entitled to enjoy benefits stated in these terms and conditions, which will expire at the end of this Campaign period.

8. KBZ employees will not contact participants in the Campaign to ask for OTP, PIN or Account information.

9. Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.

10. In the event of any dispute arising between KBZPay Customers and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZPay without any prejudice to the statutory rights of the Customer.

11. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these terms and conditions without giving any notice.

12. KBZPay, at any time, shall have the right to amend or cancel or terminate the terms and conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.

13. All normal KBZPay terms and conditions apply.

14. These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.

15. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves.

16. These terms and conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between two versions, the Myanmar version shall prevail.

1. KBZPay Gift Card Spin Wheel Campaign period is from May 20 , 2022 to June 3, 2022.

2. The purpose of KBZPay Gift Card Spin Wheel Campaign is for  KBZPay Level 1, Level 1.5 and Level 2 Customers to get a chance to Spin Wheel and enjoy Cashback rewards, Coupon rewards and Samsung Tablet while purchasing Gift Cards with KBZPay.

3. Each time Customers purchase a Gift card (at least 800 Kyats) within the KBZPay Application, he/she will get a chance to spin the Spin Wheel.

The prizes in the Spin Wheel are as follows:

1. 100 Kyats Cashback
2. 200 kyats Cashback
3. 100 Kyats Gift Card Coupon
4. 150 Kyats Gift Card Coupon
5. 200 Kyats Gift Card Coupon
6. Thank you

4. To obtain a Spin Wheel chance, Customers will have to spend a minimum amount of 800 Kyats for a Gift Card purchase, and a minimum amount of 800 Kyats is required for purchases after using Discount Coupons. Customers will not receive a Spin Wheel chance for Gift Card purchases of below 800 Kyats.

(For example, if A uses a 500 kyats Discount Coupon for a 1,500 kyats gift card purchase, it will cost 1,000 Kyats, and since that purchase is 800 Kyats and more, A will get a chance to spin the Spin Wheel)

(For example, if B uses a 300 kyat Discount Coupon to purchase a 1,000 kyats Gift Card,  it will cost 700 Kyats, and since that purchase is below 800 Kyats, B will not get a chance to spin the Spin Wheel.)

5. After spinning the Spin Wheel 5 times, Customers will get a chance to spin the Premium Spin Wheel. The prizes included in the Premium Spin Wheel are as follows:
   1. 500 Kyats Cashback
   2. 1,000 Kyats Cashback
   3. 1,000 Kyats Gift Card Coupon
   4. 5,000 Kyats Gift Card Coupon
   5. 10,000 Kyats Gift Card Coupon
   6. Samsung Tablet

6. After successfully purchasing the Gift Cards worth 800 kyats and above, KBZPay Customer has the right to spin the Spin Wheel at any time during the Campaign period.

7. The Premium Spin Wheel will be available at every time after successfully finishing 5 Spin Wheels during the Campaign period.

8. The purchased amount of Gift Card must be more than the Discount Coupon amount when redeeming the Gift Card Discount Coupon received.

9. The Discount Coupons will expire after 30 days of receiving those coupons. 

10.  Gift card coupons are eligible for one coupon per one purchase – each Customer can use one Coupon at once for one purchase. 
11. KBZPay Customers will receive cashback rewards and Gift Card coupons instantly into their KBZPay wallet and KBZPay “My Coupon”. 
12. KBZPay will send an SMS to the winner of Samsung Tablet Prize, a special prize of KBZPay Gift Card Spin Wheel Campaign.
13. Winner can contact KBZPay Call Center Number 3211 and send an email to query@kbzpay.com with his/herpersonal details such as Name, NRC number, Phone Number and Current Address, as well as the received SMS Screenshot from KBZPay via email. KBZPay will send the prize to the winner within 10 working days upon receipt of complete information.
14. KBZ will not be held responsible for any errors in the prize drawn by the winner.
15. Winner are not allowed to exchange, transfer or exchange their prize as cash.
16. The Customer will lose the chance to Spin the Wheel if he/she closes the app or exits the Campaign page before actually spinning the wheel.

17. In order to participate in the Campaign, the app version has to be 3.0.3 and above.

18. During this Campaign period, KBZPay Level 1, Level 1.5 and Level 2 Customers will be entitled to enjoy benefits stated in these terms and conditions, which will expire at the end of this Campaign period. Notwithstanding the Clauses herein, Customers can enjoy the Coupons within 30 days as stated in Clause 9, if the Customer received the Coupons on the last day of Campaign.

19. KBZ employees will not contact participants in the Campaign to ask for OTP, PIN or Account information.
20. Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.
21. In the event of any dispute arising between KBZPay Customers and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZPay without any prejudice to the statutory rights of the Customer.
22. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these terms and conditions without giving any notice.
23. KBZPay, at any time, shall have the right to amend or cancel or terminate the terms and conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
24. All normal KBZPay terms and conditions apply.
25. These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
26. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves.
27. These terms and conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between two versions, the Myanmar version shall prevail.

လေးစားတန်ဖိုးထားရပါသော KBZPay ကိုယ်စားလှယ်ကြီးများခင်ဗျာ၊ 

၂၀၂၂ ခုနှစ် မေလ အတွက်  KBZPay ကိုယ်စားလှယ်ကြီးများအား OTC ငွေလွှဲခြင်းသတ်မှတ်ချက် ပြည့်မှီခြင်းအတွက် အပိုဆုကြေးငွေများ ထပ်ဆောင်းပေးအပ်သွားမည် ဖြစ်ပါကြောင်း သတင်းကောင်းပါးအပ်ပါသည်။ 

KBZPay ကိုအစဉ်တစိုက်အသုံးပြုပြီး သုံးစွဲသူအများပြည်သူအား ဝန်ဆောင်မှုပေးသည့်အတွက် အထူးပင်ကျေးဇူးတင်ရှိပါသည်။ 

မေလ  ဆုကြေးငွေအစီအစဉ် အတွက် သတ်မှတ်ပြည့်မှီ ရမည့် လုပ်ဆောင်ချက် သတ်မှတ်မှုများ

မှတ်ချက်။  ။သတ်မှတ် Txn များ၏ လုပ်ဆောင်ချက်ငွေပမာဏများမှာ အနည်းဆုံးငွေပမာဏ ၁၀,၀၀၁/-ကျပ် နှင့်အထက်ရှိမှသာ ဆုကြေးငွေအဖြစ် ထည့်သွင်းရေတွက်မည်ဖြစ်သည်။

စည်းကမ်းသတ်မှတ်ချက်များ

၁။ ကိုယ်စားလှယ်များ အကျိုးခံစားခွင့် ပေးအပ်ရခြင်းရည်ရွယ်ချက်မှာ ကိုယ်စားလှယ်များ KBZPay လုပ်ဆောင်ချက်များ ပြုလုပ်ခြင်း ဖြင့်စီးပွါးရေး အကျိုးအမြတ်များ ပိုမိုရရှိစေရန်နှင့် KBZPay အားပိုမို အသုံးပြုလာနိုင်ဖို့မြှင့်တင်ပေးရန်ဖြစ်ပါသည်။

၂။ယခုပေးအပ်သောကိုယ်စားလှယ် အကျိုးခံစားခွင့်အစီအစဉ်သည် (၂၀၂၂ ခုနှစ် ၊ မေလ (၁) ရက်နေ့ ၊ ၀၀:၀၀ နာရီ) မှစတင် အကျိုးသက်ရောက်မည်ဖြစ်ပြီး (၂၀၂၂ ခုနှစ် ၊ မေလ ၃၁ ရက်နေ့ ၊၂၄ နာရီ) တွင်ပြီးဆုံးပါမည်။

၃။သတ်မှတ်ထားသော လုပ်ဆောင်ချက်အရေအတွက် ပြည့်မှီသော ကိုယ်စားလှယ်များကို SMS နှင့် ကိုယ်စားလှယ် Apps (In app notification) မှတဆင့် အကြောင်းကြားပေးမည်ဖြစ်ပြီး ရရှိသောအကျိုးခံစားခွင့်ကို ကိုယ်စားလှယ်၏ KBZPay စာရင်းထဲ ( Agent wallet ) သို့ (လစဉ်) ပထမ အပါတ် သို့ ဒုတိယ အပါတ်အတွင်း တိုက်ရိုက် ထည့်သွင်းပေးသွားမည်ဖြစ်ပါသည်။

၄။ အကျိုးခံစားခွင့်နှင့်ပက်သက်၍ မသမာမှု (သို့မဟုတ်) အငြင်းပွါးမှု တစ်စုံတစ်ရာ ဖြစ်ပေါ်လာပါက KBZPay တစ်ဦးတည်း၏အဆုံးအဖြတ်သာလျှင် အတည်ဖြစ်ပါသည်။ ထို့ပြင် KBZPay သည် ကိုယ်စားလှယ် များအားဆက်သွယ်ပြီး OTP,PIN သို့မဟုတ် Account နှင့်ပါတ်သက်သည့် မည်သည့် သတင်းအချက်အလက်များကိုမျှ တောင်းခံမည် မဟုတ်ပါ။

၅။ ကိုယ်စားလှယ်များ အကျိုးခံစားခွင့် အစီအစဉ်တွင် ကိုယ်စားလှယ်များမှ တဆင့်ငွေလွှဲခြင်း (OTC Only) လုပ်ဆောင်ချက်များသားအကျုံးဝင်ပြီးဘဏ်အကောင့်မှငွေလွှဲခြင်း၊ ဘဏ်အကောင့်သို့ ငွေလွှဲခြင်း နှင့် customer အကောင့်သို့ ငွေသွင်းခြင်းနှင့် အခြားသောလုပ်ဆောင်ချက်များ အကျုံးဝင်မည် မဟုတ်ပါ။

၆။အကျိုးခံစားခွင့်ပေးအပ်သောကာလအတွင်းမည်သည့်လိမ်လည်လှည့်ဖျားမှုမျိုးကိုမျှ ဆောင်ရွက်ခြင်းမပြုရန် ကိုယ်စားလှယ်များအား တားဖြစ်ပါသည်။ လိမ်လည်မှုအားမည်သည့်ပုံစံမျိုးနှင့်မဆို ကျူးလွန်သည်ဟု သံသယဖြစ်ခြင်းခံရသည့် မည်သည့်ကိုယ်စားလှယ်ကိုမဆို KBZPay ကပယ်ဖျက်ခြင်း နှင့် / သို့မဟုတ် ပိတ်ပင်ခြင်း၊ အကျိုးခံစားခွင့် ပေးအပ်မှုကိုငြင်းဆိုခြင်း လုပ်ပိုင်ခွင့်ရှိသည်။

၇။ ဤ Campaign နှင့်ပတ်သက်၍ KBZPay ကိုယ်စားလှယ်များ နှင့် KBZPay တို့အကြား အငြင်းပွားမှုတစ်စုံတစ်ရာပေါ်ပေါက်လာပါက ထိုအငြင်းပွားမှုအား KBZPay၏ တာဝန်ရှိသူများမှ ပြဌာန်းဉပဒေအရ ကိုယ်စားလှယ်၏ ရထိုက်ခွင့်ရှိသည့် အခွင့်အရေးအား ထိခိုက်နစ်နာမှုမရှိစေရန် သေချာစွာ စိစစ်၍ဖြေရှင်းဆောင်ရွက်ပေးသွားမည် ဖြစ်သည်။

၈။ KBZPay အနေဖြင့် တစ်စုံတစ်ရာသောအကြောင်းကြောင့် အသိပေးအကြောင်းကြားနိုင်ခြင်း မရှိဘဲ ဤ Campaign အား ပယ်ဖျက်ခြင်း၊ ရပ်စဲခြင်း (သို့မဟုတ်) စည်းကမ်းချက်တစ်စုံတစ်ရာ ပြောင်းလဲခြင်းကြောင့် KBZPay ကိုယ်စားလှယ်များ အနေဖြင့် လျော်ကြေးတစ်စုံတစ်ရာရပိုင်ခွင့်မရှိသည်ကို သိရှိသဘောတူပါသည်။ 

၉။ KBZPay သည် မည်သည့်အချိန်တွင်မဆို တစ်စုံတစ်ရာသော အကြောင်းကြောင့် အသိပေးအကြောင်းကြားနိုင်ခြင်းမရှိဘဲ သတ်မှတ်ထားသော စည်းမျဉ်း နှင့် စည်းကမ်းများကို ပြင်ဆင်ပြောင်းလဲခြင်း၊ ရပ်စဲခြင်း နှင့်၊ သို့မဟုတ် Campaign အား ပယ်ဖျက်ခွင့် နှင့် Campaign နှင့်ပတ်သက်သော အကျိုးခံစားခွင့်  သို့မဟုတ် သွင်ပြင်လက္ခဏာများအား ပြောင်းလဲခွင့် နှင့်၊ သို့မဟုတ် ပြင်ဆင်၊ ဖြည့်စွက်၊ ပယ်ဖျက်ပိုင်ခွင့် တို့အား အခြေအနေအရ ပြုလုပ်ဆောင်ရွက်နိုင်သည်။ 

၁၀။ KBZPay ၏ကိုယ်စားလှယ်ဆိုင်ရာ သဘောတူညီချက်တွင် ပါဝင်သောဆိုင်ရာပုံမှန်စည်းမျဉ်းနှင့် စည်းကမ်းသတ်မှတ်ချက်များလည်း အကျုံးဝင်ပါသည်။

၁၁။ ဤစည်းမျဉ်းစည်းကမ်း သတ်မှတ်ချက်များအား ပြည်ထောင်စု သမ္မတမြန်မာနိုင်ငံတော်၏ ဥပဒေများကအစိုးရပြီး ယင်းဥပဒေများနှင့်အညီ အဓိပ္ပါယ်ဖွင့်ဆိုရမည်။

၁၂။ KBZ သည် COVID-19 ဖြစ်ပေါ်မှုကြောင့်ဖြစ်စေ သို့မဟုတ် သို့မဟုတ် KBZအနေဖြင့်  ထိန်းချုပ်၍မရသော အခြေအနေနှင့် မမျှော်မှန်းနိုင်သော သဘာဝဘေးအန္တရာယ် ဖြစ်ရပ်များဖြစ်ပေါ်မှုကြောင့်ဖြစ်စေ ဆောင်ရွက်ထားသည့် မည်သည့် လုပ်ဆောင်မှုမျိုးကိုမဆို အခြေအနေအရပ်ရပ်ပေါ်မူတည်၍ ပြောင်းလဲခွင့်ရှိပါသည်။

1.“Get upto 100,000 Kyats Lucky Draw for each service in KBZPay Blue App” Campaign is from May 2nd, 2022 to May 29th, 2022. Total lucky draw amount  is 600,000 MMK. 

2. KBZPay  Level 2 Customers who buy services from 1875 Baydin through KBZPay App with a minimum spending amount of 2,000 Kyats and above can get upto 100,000 Kyats Lucky Draw during the Campaign period. Any amount of 100,000 Kyats and above, the Customers shall be entitled to enjoy 100,000 Kyats only as a cashback.

3. Lucky Draw will be credited directly to participants KBZPay wallets in this Campaign.

4.1875 Byadin announces the winner on every Sunday at 1875 Baydin Official Account of KBZPay App.   The winner will be credited their respective Lucky draw to their KBZPay Account   on every Monday of the Campaign period. (Customers who buy in the first week can get a chance for entry to win the Lucky draw for the particular week that they do so during the Campaign period. If customers want to try again next week, they have to buy again next week.) The credited day may be varied if the credited day falls into public holidays or in the event outside the control of KBZ Bank.

5. The purpose of this Campaign is to provide Up to 100,000 Kyats as a Lucky Draw to Customers that use KBZPay to purchase from 1875 Baydin. If any issues arise between Customers and 1875 Baydin such as changing the date and time of service and service purchased by the Customer, cancellation, refunds will be dealt with 1875 and Customer.

6. During this Campaign period, KBZPay Level 2 Customers will be entitled to enjoy benefits stated in these terms and conditions, which will expire at the end of this Campaign period.

7. KBZ employees will not contact participants in the Campaign to ask for OTP, PIN or Account information.

8.  Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.

9. In the event of any dispute arising between KBZPay Customers and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZPay without any prejudice to the statutory rights of the Customer.

10. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these terms and conditions without giving any notice.

11. KBZPay, at any time, shall have the right to amend or cancel or terminate the terms and conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.

12. All normal KBZPay terms and conditions apply.

13. These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.

14. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves.

15. These terms and conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between two versions, the Myanmar version shall prevail.